Lower Costs

Optimize your card program with efficient processes, smart material choices, and production strategies that reduce overall costs.

Here’s how our lower costs can help

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1. Share your program needs

Tell us what your card program needs and let us show you some valuable savings.

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2. Explore provider options

We’ll bring you multiple options for providers and allow you to pick the right one for your needs.

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3. Reduce costs and time to market

Leverage our overall buying power and experience to reduce costs and time to market.

  • As a high-volume reseller of card manufacturing, IC Group commands "tier-one" pricing from the world’s largest secure plastic and metal card plants—pricing that individual banks or fintechs often cannot access on their own.

    We pass these economies of scale directly to you. By pooling the volume of multiple clients, we negotiate lower per-unit costs for the card bodies themselves, effectively providing you with wholesale manufacturing rates while maintaining the highest quality and security standards.

    This relationship also protects you from the hidden costs of production minimums and setup fees. Because we manage a constant flow of card production, we can often bypass the small-batch penalties that boutique or mid-sized institutions face. This means you get the benefit of industrial-scale pricing even if your specific card program is in its early growth stages, ensuring your unit costs remain competitive from day one.

  • Launching a card program typically involves thousands of dollars and implementation fees from separate vendors. Because we manufacture the collateral in-house and have pre-integrated our systems with our card manufacturing partners, we drastically reduce the cost of entry. You aren't paying for three different companies to set up three different workflows; you are leveraging a single, pre-optimized system designed for rapid deployment.

    Our in-house capabilities mean we don't have to outsource specialty dies or templates, which further lowers your initial capital expenditure. We absorb the complexity of the technical setup, allowing you to allocate your budget toward customer acquisition and marketing rather than backend integration. This plug-and-play efficiency ensures that even the most complex custom-designed programs can be launched without the prohibitive upfront costs of traditional providers.

  • One of the largest hidden costs in card issuance is the internal labor spent managing multiple vendors. When you use separate suppliers for cards, printing, and fulfillment, your team must spend hours coordinating timelines and resolving "finger-pointing" when errors occur.

    By choosing IC Group, you move to a single-source model that slashes these indirect management costs. One point of contact handles the entire lifecycle, freeing your staff to focus on higher-value strategic tasks rather than logistical troubleshooting.

    At IC Group, because we manufacture the carriers and envelopes to fit the cards we procure, the responsibility for a perfect fit rests entirely with us. Our first-time-right reliability prevents the expensive re-work and wasted material costs that often plague multi-vendor programs.

Connect with us today.

Let’s explore cost-saving options for your card program.

Get started